Business
No-interest credits cards launched, but are they really cheaper? – Sydney Morning Herald
How does the cost stack up with other credit cards – particularly low-rate cards? You be the judge.
The new offerings
The NAB and CBA no-interest cards are similar.
NABs StraightUp Visa card and CBAs Neo MasterCard both have a fixed monthly fee if you carry over a balance that month. This, and the minimum repayments, vary according to your limit, which is a maximum of $3000.
If there is no outstanding balance and the card is not used in a given month, the monthly fee is reversed.
The CBA Neo monthly fees are higher: on the $1000, $2000 or $3000 available limits, they are $12, $18 and $22, …
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