3 top ASX dividend shares for a better retirement

Retirement can be a confronting transition for many ASX investors. It heralds a shift in your relationship with your money.

Instead of saving and investing to build your nest egg, you’re spending that nest egg (or the proceeds from it) to cover your costs of living. Instead of working for your keep with labour, you are instead relying on investment income from interest, dividends and franking credits, as well as pensions and savings.

With that in mind, dividend-paying shares can be a great way to boost the cash available to you in retirement, especially in this era of near-zero interest rates. The income dividend shares can produce can help to replenish the assets you’re spending down to cover your costs, or help with your…