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Afterpay challenge from PayPal could be a fork in the road moment, Chanticleer writes – The Australian Financial Review

As competition increases, Afterpay may be forced to decide between scaling up or staying niche. Both options involve trade-offs…

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But Beadle argues the bigger challenge to Afterpay from PayPal centres around what merchants are charged to use its services. Afterpay had a transaction margin of 2.2 per cent in calendar 2020, while PayPals margin was 1.3 per cent for the same period.

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