General
First Home Buyers’ Scheme with Eliza Owen
The first home loan deposit scheme has an accessibility problem.
The first home loan deposit scheme (FHLDS) commenced 1st of January 2020. It is a leg-up over the deposit hurdle for first home buyers (FHB) struggling to accumulate a sizeable deposit, providing eligible Australians the opportunity to buy their first home with a deposit of at least 5% of the home’s value.
With the government guaranteeing up to 15% of the loan value, borrowers could secure a mortgage relatively quickly with a…
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