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What sort of mortgage should first home buyers be looking for? – Stuff.co.nz
First home buyers have a number of options, but regardless it’s a struggle for people trying to get on the ladder by themselves.
What sort of mortgage should you look at if youre thinking about buying your first home?
The basic principle is the same whether youre a first home buyer or have several house purchases under your belt, says John Bolton, chief executive of Squirrel mortgage brokers.
It can be floating or it can be fixed – there are a few product differences, theres fancy things called revolving credits or offset mortgages, but by and large the banks have the same products.
Where the difference lies is in c…
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