‘I’ve been carrying credit card debt for more than 20 years’ – 9Honey

My first credit card had a $300 limit, which was plenty for me at the time.
I was 18, at university and working a couple of casual jobs, and the card application arrival made me feel like a proper grown up who was good with money otherwise, why would a bank offer me a credit card? I didn’t hesitate to sign up.
I paid it off diligently every month until one December when, feeling stressed about how I was going to afford Christmas gifts for my family, I agreed to increase the limit to $1,000 aft…

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