Business
Super still the best tax-effective way to plan for retirement – Sydney Morning Herald
If your investment income is high enough for you to be paying tax, then contributions to super, which is good a tax shelter, is a good option.
My husband, aged 68, and I, 67, are retired teachers but still do some casual work. We own our own home, worth $1.5 million, and are in a fortunate financial position: my husband has a defined-benefit pension of $35,000 and an allocated pension holding $345,000. I have $574,000 in an allocated pension and $490,000 in a superannuation fund. We also have about $243,000 in liquid investments and expect an inheritance of $300,000 in a few years. Our thoughts are that we are holding too much cash and,…
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